Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Receptionist team member assisting a patient at Future of Dentistry in Billerica, MA
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978- 663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Shawn Stairs
7 days ago
My hygienist was absolutely amazing! Super kind and explained everything to me.
Micah Korson
1 week ago
Absolute best dentistry I’ve experienced in many towns in middlesex county. They are so kind and thorough.
Erica Puccio
1 week ago
I went in for my routine checkup and cleaning at Future of Dentistry, and the team was able to fit me in to repair a cracked tooth during the same visit. I really appreciated their flexibility and efficiency, and everyone was friendly, professional, and made the experience as smooth as possible. Wonderful team, I highly recommend them!
Vicki Vargus
1 week ago
They are Great there. I highly recommend them. Very friendly and gentle when working on you. And they explained everything that needed to be done and while working on you they explain what’s going on.
Sharon G
2 weeks ago
Friendly and supportive staff. No pressure to have services done, willing to work with you to schedule services performed at your financial, and scheduling availability.
Helen Campbell
2 weeks ago
My first time there everyone was very friendly made me feel very comfortable. Looking forward to my next visit.as
Leo Lang
3 weeks ago
Still like it here! Friendly staff!!! FOD is great! Had some crown work done! No pain! 2nd crown now! Awesome job!!! Five stars to all! Always a friendly greeting when you arrive!!!
Shannon Goyette
3 weeks ago
5 stars across the board! Office is clean, desk staff is friendly and professional, and my dentist Yolanda is the best I’ve ever had! My teeth are crowded, so it’s difficult to get a good clean—but she is thorough and I love it. As long as I get my appts with Yolanda, I won’t gatekeep lol
Ashley Chmiel
3 weeks ago
This dentist is absolutely incredible. I’m so happy to have made the switch. Very knowledgeable staff. They make you understand why you need certain things and are willing to even look through pricing with insurance to give you estimates. They remember so many details for you personally. If I could give more stars I would
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Future of Dentistry’s Billerica office serves patients across Middlesex County and the Merrimack Valley with general and family dentistry, dental implants, cosmetic dentistry including Invisalign clear braces, veneers, and teeth whitening, oral surgery, and TMJ treatment. With advanced technology and a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Billerica, Wilmington, and Tewksbury, along with the neighboring communities of Burlington, North Billerica, and Bedford.