Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Receptionist team member assisting a patient at Future of Dentistry in Billerica, MA
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978- 663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Molly Wells
3 days ago
I’ve had 2 fillings done here now and a night hard made. I had extreme anxiety over the first filling. Was terrified, and having a panic attack. Dr. Nguyen was extremely patient with me and encouraging. Him and his team helped me breathe through it and I never felt rushed or a burden. Dr. Nguyen was calm and confident and efficient. He seems to take great pride in what he does. I had another filling done today and was much less nervous. But they still helped me through it. One thing I love is how focused they are doing the procedure. They don’t chit chat about random things with me, they focus and do a great job. I feel so happy to have found them. I’ve had multiple experiences now of consistent care so feel confident recommending them!
Lisa Finnegan
1 week ago
The staff was great! Very professional and answered all my questions to make sure I understood exactly my upcoming treatment plan.
Norma Lambert
1 week ago
Great group! Keep up the good work. I look forward to seeing you all.
Excellent experience as always, a shout out to the front desk girls who are always helpful and cheerful.
Sarah Daly
3 weeks ago
monica heng
3 weeks ago
FOD of Billerica has always been excellent with the care they’ve provided for me throughout these past years. From the front desk staff to my hygienist and Dentist himself! I stopped fearing going to the dentist ever since I came here 🤗
Inna Brezhneva
3 weeks ago
Kelly BossBabe
3 weeks ago
My kids and I have been coming here almost 2 years and we have had wonderful experiences each time. The front desk staff are friendly and helpful going above and beyond to schedule visits that align and getting estimates needed. The hygienists are professional and thorough in their explanation of what they are doing. Dr. Nguyen has been great explaining and showing with their visual technology before doing any work. He replaced a bond on my font teeth and did a wonderful job. Highly recommend this place. They do excellent service.
chee ngai
4 weeks ago
Friendly staff and professional services.👍
moe Quinn
1 month ago
Outstanding dentist and staff. Very professional, did amazing work on my teeth. Did not price gouge and was upfront out cost before the work was done. Will definitely be going back. Highly recommend to anyone needing a good dentist.
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Future of Dentistry’s Billerica office serves patients across Middlesex County and the Merrimack Valley with general and family dentistry, dental implants, cosmetic dentistry including Invisalign clear braces, veneers, and teeth whitening, oral surgery, and TMJ treatment. With advanced technology and a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Billerica, Wilmington, and Tewksbury, along with the neighboring communities of Burlington, North Billerica, and Bedford.

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