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Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Care Credit users can click the icon above to make a payment to Future of Dentistry. Thank you.

Apply for CareCredit

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.

Over 1,000 5 Star Reviews on Google!

Debora CardosoDebora Cardoso
02:56 21 Sep 23
23:49 15 Sep 23
Betty PBetty P
12:46 11 Sep 23
The Staff, Doctor, and Dental assistants .. they were all so great. They were wonderful!! Root Canal went smooooothly 🙂 thank you
Heidi CHeidi C
08:53 30 Aug 23
My husband and I were looked for a new dentist. We were recommended to try Future Dentistry. My husband went first and came home and was excited to tell me “ the staff is super nice. He raved over Kim the secretary. She walked him through everything (billing, insurance, and appointments). True it’s her job but her kindness and compassion is what stuck out most. He met with his hygienist and his new dentists and again was blown away with the compassion and gentle care.After hearing all the praises I made the switch also. I too felt the same way!I highly recommend this dentist office.Thank you Future Dentist Team!
Robyn FalardeauRobyn Falardeau
23:47 25 Aug 23
A+ Service! The office was very accommodating and able to see me short notice. Staff was friendly and knowledgeable and the office was spotless!
Stephanie PoirierStephanie Poirier
03:00 24 Aug 23
Each of the staff I have met has been friendly and professional, the office is well-run and immaculate, and I couldn't ask for a better experience!
Nicole EngerNicole Enger
13:11 24 Jul 23
I was looking for a new dentist. I did like the dentist I used to see. However, he retired. The hygienist I went to was also going to retire this year. They had all new office workers. The office was no longer convenient for me to go to. I HATE going to the dentist. I have had a lot of work done on my teeth. Not only is it expensive but I HATE going through the different procedures. And I know I still need work done. So I looked up some dentist offices online and figured I would give this one a try. When I first walked in I was blown away and I have been there 4 times in about the last 4 months. First of all, the receptionists are SO friendly and welcoming. They always have a smile on their face. My hygienist is so nice. She never makes me feel bad about my teeth. And she does a wonderful job. Most recently I had to see Dr. Austria for a filling. He is so good as well. He was quick and so nice. EVERYONE here is great! I am so lucky to have tried this place!
Terri WTerri W
02:55 29 Jun 23
I recently visited this dental office and had a great experience.Doris, the hygienist, was amazing and made me feel very welcome and confident that I found the dental clinic I’ve been searching for a very long time!The dentist himself & the front office staff are very friendly and welcoming, creating a comfortable atmosphere right from the start. The clinic itself was clean and well-maintained, which added to my overall satisfaction. I would highly recommend this dentist to anyone in need of dental care!!
Jennifer JeanJennifer Jean
17:08 28 Jun 23
I have dentophobia a rather severe case. It had been alot of years since I had been to a dentist. Of course the time comes when you just have to.Well I made one of the hardest phone calls... I lucky got Kim. She was patient and extremely understanding. She was able to get me in the very next morning.The staff went above and beyond to just help me through what was a actual nightmare for me.I have just completed... yes COMPLETED my plan for getting back on track!!!!Thank you just doesn't feel like enough!See you all in 3 months 🙂
23:42 02 Jun 23
I just moved to Dracut and was so worried about where I would find a great dentist. We’ll let me tell you, Future of dentistry in Dracut is the real deal. They are nice, knowledgeable, friend and professional all at the same time.
Sarah FalardeauSarah Falardeau
01:50 31 May 23
I recently had my first visit at Future of Dentistry along with my two kids. I was very impressed, everyone was patient with my young children who were nervous to visit the dentist. My cleaning went very well, the hygienist explained each step to me and made me feel very comfortable. We will be back!
Geoffrey WanjiruGeoffrey Wanjiru
20:21 02 Apr 23
I had my first appointment and the staff here is very friendly and welcoming. Doris, the hygienist is really good and thorough with the dental cleaning, while keeping you engaged throughout! Thank you!!
Emily PEmily P
16:42 28 Feb 23
Best dentist office! I have been going here for a while and I had to get my first filling ever. I was super nervous and scared. Everyone answered all my questions and listened to my concerns. It was a relief that they took my worries seriously which helped me calm down. Also the office is always so clean and they even give you glasses to protect your eyes from the exam light. Everyone is so nice and I know they definitely care about their patients! Love it here! 🙂
Jayesh AminJayesh Amin
01:00 24 Feb 23
I visited Future of dentistry-Dracut first time after getting great review from a family member.I had great experience with Hygenist and a doctor.They did awesome job.I highly recommend this office for any dental need.Office is very clean and they took me in right on my scheduled time.Kim, the office manager is very detailed in giving information so far as coverage is concerned with insurance company.👌🙏🙏🌈
Desiree BlanchardDesiree Blanchard
19:51 16 Feb 23
I had my first appointment at this dental office this week and I was extremely impressed! The staff was wonderful and spent a considerable amount of time with me easing my nerves and answering all of my questions. Corinna is especially wonderful and I am finally feeling better about fixing some dental problems that I have been avoiding to do for far too long. Thank you so much !!
Jodie WightmanJodie Wightman
00:41 29 Dec 22
My first time going today. Such a friendly staff. The receptionist Kim was more than helpful with finding out info about my insurance coverage. The hygienist Doris was amazing. She explained everything so well. She was so sweet and we had some laughs as well. Highly recommend this place.
Ann f LooaconoAnn f Looacono
10:47 16 Nov 22
Hi I went for my first visit there yesterday the practice was well known by a friend of mine and I had a great experience from Kim the receptionist and the hygienist Doris to dr Astoria all we’re so nice and well welcoming and I so appreciate it I would recommend this dentist practice to all can’t wait to next visit. Thanks again
Ana CAna C
23:39 02 Nov 22
Everyone is friendly and understanding. The dentist is amazing and always attentive to detail. The fact that they do most procedures in one place is great. I feel super comfortable about everything they do!
Collin RileyCollin Riley
01:07 22 Oct 22
1st visit, the team went above and beyond welcoming and offering high level of care. They were amazing with my elderly mother, just very compassionate taking time to fully explain everything and made her visit wonderful. Really can't say enough, definitely a 5 star place based on the staff alone.
Jess AJess A
19:48 12 Oct 22
Like many people, I have struggled with medical anxiety for my entire life. However, visiting Future of Dentistry in Dracut, MA has transformed my perspective of what going to the dentist can be like. As a patient at FoD, both my physical and emotional comfort is always made a top priority during my visits. I am encouraged to do whatever is needed to help the process go smoothly, whether it's bringing a stuffed toy or listening to music during procedures. I have also learned so much about dental care from the practitioners who continually answer my questions with plenty of information and patience. I always recommend this place to others, stating that "it's the best dental office I have ever been to!" Thanks to everyone at FoD in Dracut!
Maura DonahueMaura Donahue
23:41 04 Oct 22
I just moved to Dracut and I broke a tooth! I got Facebook recommendations for a few dental practices. I left a message for Future of Dentistry and they called back immediately. Excellent customer service. They fit me in right away and even scheduled a cleaning within one week. Very professional front desk, Dentist, dental assistant and hygienist. The admin knew alot about our two insurance plans. Very personable and caring staff! I highly recommend this group.
Betzaida RamirezBetzaida Ramirez
00:06 15 Sep 22
I love this dental office. The staff are so compassionate and really respect your wishes. Amazing Hygienist and amazing Dentists.
Susy CarnevaleSusy Carnevale
00:37 25 Aug 22
Fantastic staff. Professional, friendly, and caring. Highly recommended!
Cathy HebertCathy Hebert
00:10 28 Jul 22
Great Dentist! Awesome Staff! Amazing Dental Work! Highly Recommend ⭐️
Joscelyne PerkinsJoscelyne Perkins
23:41 20 Jul 22
Everyone is so kind and compassionate! Dr.Austria has a gentle touch! They are AMAZING!
madison willeymadison willey
00:53 23 Jun 22
I just started going to this dentist and I love it. I have an extreme dentil phobia and everyone makes me feel welcome and assured that I will be okay. I just got a temporary filling and the numbing works so well, I didn’t feel a thing. They even gave me a blanket to calm me down and explained everything they were doing to me. Definitely recommend this place.
Judith PentedemosJudith Pentedemos
19:22 02 Jun 22
Everyone at this practice is welcoming and helpful. Tanya, who has been my Dental Hygienist for many years, is excellent and the reason that I stayed with the practice after Dr. Vermette left. I have been very happy with that decision and happily drive the 25+ miles to get there.
Jessica CarnevaleJessica Carnevale
01:35 02 Jun 22
Cori is amazing!! Extremely knowledgeable and very willing to provide dental education each visit. Appointments are always on time and the environment is spotless. I’ve convinced my whole family to receive their dental care here. Would highly recommend!!
Melannies TiradoMelannies Tirado
19:37 01 Jun 22
Can’t say enough wonderful things about this team at the Dracut location. I have such a phobia of the dentist and I had a dental emergency and was in agony for days over the holiday weekend. After seeing my regular dentist and being disappointed with their recommendations, I called this office after it was highly recommended by a friend. This was the best decision I could have made. I called and explained my situation, they got me right in, provided me with all the information I needed in order for me to make the best decision possible. They made me feel comfortable, cared for, like family. Dr Oliver Austria and his assistant Courtney were top notch. For any and all dental needs, please run to this office, you will not be disappointed!
Sean MurphySean Murphy
02:17 25 May 22
I had Dr Oliver Austria for invisalign. There was an add for a free consultation online. I set an appointment, had a full consultation with x rays, advised of several options available to me and walked out without spending one penny. Dr Austria is fiercely meticulous, graduated from Tufts university and is the best of the best.
Mike FitzpatrickMike Fitzpatrick
22:20 24 May 22
Awesome staff across the board. Been to this location and Wakefield, very highly recommended both locations and all staff.
Marangelie QuinonezMarangelie Quinonez
21:17 23 Apr 22
Came in the office so scared in the past in other offices the atmosphere was so different but I was greeted with a smile the staff was so knowledgeable made me feel comfortable and I had a pleasant experience. Will definitely recommend this office to many of my friends and coworkers and above all the work was done professional and proficient .
Kelly RierisKelly Rieris
11:47 21 Apr 22
Everyone here are so nice and lovely , beginning with the Staffs to the Hygienists and Doctor. If you a new patient and looking for a great place to go to, please give Future of Dentistry - Dracut a chance and you won't regret.
Joan LaurenzaJoan Laurenza
17:22 25 Mar 22
Very professional office and all clean protocols in place. Interested in the what's best for the patient. Takes time to explain things and answer questions.
Margaret NorcottMargaret Norcott
14:38 24 Feb 22
I cannot say enough great things about Future of Dentistry. My visits are like spending time with my friends. From the minute I walk in to the time I leave “ I truly enjoy going to the dentist” Thank you Dr. Austria and all of the Dracut FOD family
Jerilynn JacobsonJerilynn Jacobson
16:13 21 Jan 22
Best dentists and hygienist ever. Super competent and kind staff. I actually love going for appointments. Could not ask for better or more responsive care for my family or me.
Marge A. HansonMarge A. Hanson
03:06 20 Jan 22
Excellent staff and service. My family and I have gone to this dental office for years. Tanya is the best hygienist ever! They are always on time for your appointments too! Would highly recommend if you are looking for a new dental office!
Callie BaronCallie Baron
01:10 06 Jan 22
I have had Tanya as my dental hygienist for several years now She is always friendly ,caring,and professional. She does an excellent job each and every time.I have also had to have procedures done over the last 2 years , caps and fillings and am very pleased with the quality of care I received by Dr Austria and his assistant.
Dave CollinsDave Collins
14:09 30 Dec 21
I can really say, I enjoy visiting the dentist when I come here. Kim always remembers my name and greets me warmly when I arrive. My hygienist Cori tailors my care around my comfort level as best as possible and Dr. Austria is friendly, gentle and very knowledgeable. I have referred many friends and family to this office and will continue to do so. Keep up the good work!
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