Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Alina Lopez
2 days ago
Absolutely wonderful office!
Isabel O
6 days ago
Crystal Dixon
2 weeks ago
Bob Lynch
2 weeks ago
It was so nice to return to Future of Dentistry after spending the last ten months in Florida. The staff was so friendly, professional, and treated me like family. Been going there for 30 years!
I've been a patient for several years now and I'm very pleased with how I'm treated at every visit. My recent visit on June 16th 2026 was very professional and pleasant. My hygienist is very professional, gentle and informative and I appreciate all her efforts.
Carl Rizzo
3 weeks ago
Wonderful staff from the front desk on!
Per A. Oines
4 weeks ago
As usual, excellent care!
Ryan Stelling
1 month ago
Dr. Denovellis is the best!
Wonderful people here! Always happy with the outcome.
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Future of Dentistry’s North Andover office serves patients across the Merrimack Valley and Essex County with general and family dentistry, dental implants, cosmetic dentistry including Invisalign clear braces, veneers, and teeth whitening, oral surgery, and same-day emergency dental care. With advanced technology and a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in North Andover, Andover, and Methuen, as well as the surrounding communities of Middleton, North Reading, and Lawrence.