Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Care Credit users can click the icon above to make a payment to Future of Dentistry. Thank you.

Apply for CareCredit

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.

Over 1,000 5 Star Reviews on Google!

Karolina CostaKarolina Costa
23:37 28 Jun 22
Very friendly staff and I was very satisfied with the quality of their services.
kiana moranokiana morano
00:47 25 Jun 22
Everyone at Willows is friendly and genuinely kind. My procedure was painless and they had me out in no time at all
Masood SheikhMasood Sheikh
02:02 24 Jun 22
I am greatly impressed by Dr. Denis Jakuj's effort and caring. I highly recommend him for dental care.
Genevieve DesaulniersGenevieve Desaulniers
00:37 22 Jun 22
We always have such a wonderful experience here. Front staff are always helpful and courteous, hygienists are great with my kiddos, and I feel so comfortable with their continued attention to COVID precautions. We won’t go anywhere else!
Magdalena GyftopoulosMagdalena Gyftopoulos
00:16 24 Feb 22
Dr Jakuj has done a great job of helping me prioritize various dental issues. Over the past year and a half, I have finally been able to to deal with some things that I had let go for too long. The whole staff is really nice and professional and my anxiety about dentist appointments has lessened.
Martin ZweigMartin Zweig
01:27 18 Feb 22
Friendly staff, modern equipment, careful attention and good advice.
Keanu ShurdhaKeanu Shurdha
02:56 15 Feb 22
I had a great experience at Willows Dental Group, I was there about a week ago and It was a peasant visit from the start. The office was very organized and the dentists along with their assistances were all very helpful and nice. I went for a cleaning and in the same day they also filled out a cavity for me, I highly recommend this place.
Analise NicolosiAnalise Nicolosi
02:01 26 Jan 22
This was my first time at the dentist in a while, I was very nervous. Michelle put me right at ease. She was very personable and thorough. Her along with the rest of the staff relaxed me with their professionalism and bedside manner. Will definitely be returning for all my future dental needs/visits.
Sue HallSue Hall
10:50 10 Dec 21
I don't usually leave reviews, but I went to this practice for a second opinion and found them to be exceptional. The staff are friendly, efficient and accommodating and Dr Jakuj explained the services I needed so that I was comfortable with my decision to move forward. I will not hesitate to highly recommend them to friends and family.
Zak GravesZak Graves
16:26 29 Nov 21
I had a great first experience! My cleaning was with Cassie she is the best! Dr Denis clearly explained any future treatment and Kerry at the front was great with helping with my insurance questions. Thank you guys! 5 stars all around.
Happy TailsHappy Tails
18:23 23 Nov 21
Best Dentist Ever!!!Very informative spend time educating me, his X-ray images were superior to my past dentist.he gave he possible to probable diagnose, to help make my decision, I had went there for a 3rd opinion and definitely to smartest of the three, he knew his stuff. And I would want him doing my future work even though I love my past dentist, and the staff they were just a step above Jackie the tech was fantastic very helpful. Ty Steve
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