Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
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Michael Lupis
2 days ago
Fantastic experience. A pleasant experience every time I go there.
Patti Pesaturo
2 days ago
2025-My visit with Future of Dentistry was a 5 star. Every step along the way from the front desk, billing assistant, the dental assistant & Dentist were efficient & professional. I would recommend the Wakefield office for any dental needs. 2026- Thank you to my dental hygienist Danielle for always making my visit stress free. The Future of Dentistry did well hiring such a professional. Smile!
Fabiola Gallego
2 days ago
It was wonderful.
Cathy Carroll
3 days ago
Peter Guaragna
3 days ago
My appointment went very well as always I only needed and received half of the planned dental work once my dentist determined that was all the procedure necessary. Both my dentist and assistant are very experienced and all their work and care and that of the entire staff is exceptional. I would recommend this dental office to anyone who wanted quality dental care. Peter Guaragna
Daniel Dellheim
4 days ago
I saw the Hygienist, Liz (very thorough and friendly) and I also saw Dr. Badger who was top notch, he did a great job and listened to my questions and answered them well and made sure that I understood them 100%. A+++
Rubens dasilva
4 days ago
Excellent people, fr the moment you enter the door to the minute you leave, highly recomended
Sonia Henry
2 weeks ago
Ally and Holli are the best!!!
Linda Holder
2 weeks ago
The professionals and support staff at Future of Dentistry (FOD), without exception, are truly awesome! They go above and beyond the normal and makes one feel at ease regardless of the situation. I always walk out feeling important after an appointment. This group is truly the "FOD" which one can experience right now.
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Future of Dentistry’s Wakefield office serves patients across Middlesex County with general and family dentistry, dental implants, cosmetic dentistry including Invisalign clear braces, veneers, and teeth whitening, oral surgery, TMJ treatment with Botox and fillers, and sleep apnea treatment. With a board-certified prosthodontist on staff and advanced technology in a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Wakefield, Lynnfield, and Melrose, as well as the surrounding communities of Stoneham, Peabody, and Woburn.