Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Care Credit users can click the icon above to make a payment to Future of Dentistry. Thank you.

Apply for CareCredit

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.

Over 1,000 5 Star Reviews on Google!

Paul RedmondPaul Redmond
10:15 02 Jun 22
Very pleasant experience. Dr Gupta did a great job installing my crown, insuring a perfect fit. She made sure the crown was comfortable and had proper spacing for flossing. Top Notch.Thank You Dr Gupta
Donna LibmanDonna Libman
00:01 24 May 22
Going to future of dentistry is always a pleasurable experience. Everyone there is so very nice and very professional. Your never left waiting and the office is newly decorated and extremely clean. I would recommend them highly and I myself wouldn’t go anywhere else. My entire family goes there, sisters, husbands, nieces and nephews.... and also my close friends. You won’t be disappointed. 😃
Maria CarmichaelMaria Carmichael
01:46 19 May 22
Future of Dentistry is the most comfortable office I've ever been to. The front desk is so friendly and helpful and the hygienist are very nice and make you feel like you've known them for years. I've never been disappointed. They are the best !
Tanya CokerTanya Coker
17:17 14 May 22
My experience today was great. I contacted the office to inquire about a procedure. They were able to get me in same day for a free consultation, and I was received on time. The dentist was attentive, provided all the necessary information about my options, and provided an estimate of the cost to me based on my insurance. The reception staff were very pleasant. Definitely felt valued as a patient.
David DenteDavid Dente
23:52 22 Apr 22
Very professional and pleasant experience. The staff goes above and beyond to make you comfortable. I never feel like they are trying to upsell , for lack of a better word. The ladies out front are fantastic .Best I have ever been to .
Lauren OrtizLauren Ortiz
23:49 14 Apr 22
I had such a great first visit here. Sarah was my hygienist she was prompt and thorough. She clearly explained everything she was doing and made me feel extremely comfortable! The office is very clean and spacious. Every employee I was in contact with made me feel welcome and were very pleasant. Highly recommend this office and especially Sarah !
JoseJose
03:35 23 Mar 22
Great place. Friendly and happy atmosphere. Very nice and clean office. The tools they use are really modern. Everybody it’s friendly and professional. They explain everything they see during your visit, (it’s nice to know they will apply some cold air or a pinch) so you know what’s going on. Finance help you along with the process for you to understand. Great location. They are experienced and know they are doing. Very competitive prices and work with a lot of insurance companies.You can communicate via phone, email, text. It’s awesome. Glad to find you!
Robert bensonRobert benson
00:35 17 Mar 22
From my he moment I walked in the support staff was friendly and professional, but most importantly they made me feel at ease .Once I meet my Dentist, she made me feel comfortable and relaxed. She spoke to me and listened to my story with compassion and empathy.The exam was a consult but because of my unique situation the Dr . Extended me extra time and completed a task that I thought would take several visits . I was so happy and smiling when I left and truly surprised by the level of service provided .I am sending my family there going forward . I found the future of dentistry .
Diane MahoneyDiane Mahoney
23:46 16 Mar 22
My first visit. The front desk staff was super friendly and welcoming! I waited only about 5 min and was called back. The DA who did my X-rays was sweet and very good at her job. Dr. Cifuni was very nice. He looked at my tooth issues carefully and took plenty of time to explain everything to me. He is patient, smart and kind, a very, very good doctor. Thank you all very much.
Ryan GravesRyan Graves
21:28 03 Mar 22
Future of Dentistry is top notch. One of my front teeth got chipped so I called them. They were able to see me in a timely manner, Also my appointment ended up on day there was a snowstorm. Future of Dentistry called prior to my appointment and asked if I would like to come a day earlier to avoid any inconvenience of the storm. Dr. Tony was the doctor that fixed my tooth. He was Fantastic! He assured me as soon as I got in the chair that he would be able to fix my tooth no problem, he had me in and out of there within 40 minutes. The work that the team performed was excellent I can’t even tell my tooth was chipped. Thanks so much!
Stephanie StanleyStephanie Stanley
15:04 01 Mar 22
I had my first visit to Future of Dentistry yesterday. Kathryn was my hygienist. She was amazing! I felt heard and validated with all of my needs, which is extremely important to me. She acknowledged everything I said. The office itself feels luxurious and it very beautiful. I am glad to have newly become a patient at this facility.
Sparky SparksSparky Sparks
19:51 20 Feb 22
My first time was Thursday last week.Suffice to say I will go nowhere elseAmazing staff, great modern atmosphere, caring and attentive!!Great music was playing and the employees were making me laugh. Such a relaxed atmosphere love itI don't have insurance they treated me very very well!! amazing to be honest!Thank you future dentistry
Debbie RichDebbie Rich
10:35 04 Feb 22
I have been a patient for a couple of years. I am so impressed by the eagerness of all to make my experience the best it can be. I have never been one to look forward to the dentist office …However the pain free experience I have received at Future of dentistry is by far the best I have ever had. I had my teeth cleaned by Pia this week, she did such a thorough job, very professional and very knowledgeable and willing to share mouth hygiene tips. When I moved to NH I thought about changing dentist…I just couldn’t !I now travel an hour and a half because I know I can’t replace this quality of dental careThanks…
Brady & SamBrady & Sam
00:01 03 Mar 21
I’ve gone to Future of Dentistry for as long as I can remember. I have had great experiences every time with different dentists, and that’s saying a lot because I’m one of those people who can’t stand going to the dentist. The dentists there are very kind and try to make the visit go by quickly and easily! Great place, if I’m being completely honest, parking can be tough, but you can usually find a spot. (But if that’s the biggest problem I’d say Future of Dentistry is great!
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