Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Philip West
2 days ago
Good times. Knocked it out of the park under 2hrs
FOD Saved me! I had Been going to one of the (chain dental offices) , and had a few bad root canals that ended with extractions and then recently was told I need another extraction! I was so upset. A friend recommended Future of Dentistry And when I came to see Dr Badger here he was able to save the tooth and build it up beautiful and put on a crown! I was so grateful not to go through that again . He then fixed another tooth and added a bridge which I have been so self conscious about of that space when I smiled..now I am so grateful My husband is now going here fixing some things and we are both very happy! The office Staff is so friendly and works hard to help you get a plan in place and answer all the questions! Would highly recommend!
Joseph Stache
3 days ago
Tony Z
3 days ago
Had a great experience here! I recently got a filling and deep cleaning done, and the whole process was very professional, efficient, and friendly. The staff made me feel comfortable the entire time, and the location is also very convenient. Highly recommend!
Rosalba Martone
4 days ago
Future of Dentistry in Wakefield is just always a wonderful experience, and that’s coming from someone with anxiety. The receptionists are all so accommodating and friendly (it’s always like catching up with old friends). Today I had a scan done, a quick visit… both the dentist (I believe he said his name was James! So sorry if I’m wrong!) and Lisa the hygienist I met for the first time, and they were incredible. Thorough, kind, down to earth. I know I have given Alley a review multiple times but will again here, she’s incredible. Completely took my dentist anxiety away. I only see her for my cleanings. This whole team is just wonderful. And I appreciate it so much.
My visit today involved an intense and lengthy procedure, but a very necessary procedure. Dr. Mike Doumourase and Lisa, the Dental Assistant handled it like pros. Explained exactly what was to happen, coached me through each step along the way, in a kind and clear manner. It was a lot! They made the process the most pleasant, informed, and painless as possible and got me through in good order. The front desk staff has always been most efficient and welcoming each and every time I visit. Jenna, my hygienist, has been great with my many regular visits over the years as well. Thank you, FOD!
Sandi Cullen
5 days ago
Future of Dentistry is a state of the art facility with knowledgeable and friendly professionals. I would highly recommend their services.
Excellent as always!!! Fast , kind, professional people who care about there patients. Highly recommend.
Steve Dimeo
5 days ago
I received my new crown and had a cavity taken care of. As usual the process was smooth and pain free.
Linda Voner
5 days ago
I love this practice! Danielle and dr Costello are wonderful! They are very knowledgeable and are so personable!
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Future of Dentistry’s Wakefield office serves patients across Middlesex County with general and family dentistry, dental implants, cosmetic dentistry including Invisalign clear braces, veneers, and teeth whitening, oral surgery, TMJ treatment with Botox and fillers, and sleep apnea treatment. With a board-certified prosthodontist on staff and advanced technology in a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Wakefield, Lynnfield, and Melrose, as well as the surrounding communities of Stoneham, Peabody, and Woburn.