Financing & Insurance

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Sonia Henry
4 days ago
Ally and Holli are the best!!!
Linda Holder
4 days ago
The professionals and support staff at Future of Dentistry (FOD), without exception, are truly awesome! They go above and beyond the normal and makes one feel at ease regardless of the situation. I always walk out feeling important after an appointment. This group is truly the "FOD" which one can experience right now.
I always look forward to going to FOD Because I love my dental hygienist Danielle!!! She’s not only a great hygienist but a great friend who really cares about her patients. All of the staff are warm and friendly and very helpful. If you haven’t booked an appointment here yet, you are really missing out on a really positive dental experience! Had another wonderful visit at Future of Dentistry today 7/8/24. First time seeing my hygienist after her maternity leave and we immediately connected, telling stories of what we each missed while she was gone, and of course experienced a fantastic cleaning and checkup. Extremely professional as usual. So nice seeing my friend/ hygienist! The staff was also very warm and friendly. If you haven’t made an appointment here yet, you don’t know what you’re missing!!! 7/2/25 Who would think that someone would look forward to going to the dentist but that was me today!!! It’s always a pleasure to see all the front desk staff and talk to them about my day ahead of seeing my favorite hygienist Danielle!! Once I’m in the exam room, Danielle and I have time to catch up on things going on in our lives while getting the best cleaning ever! She takes her time and is meticulous in her delivery of services!! If you haven’t made an appointment Future of Dentistry, you are truly missing out on a great experience!!! What are you waiting for!!! 4/29/26 Today was my annual visit at FOD and as usual I had a great experience getting my teeth cleaned with the amazing technician queen Danielle!! We have such a great relationship which makes my appointment smooth and enjoyable! How many of you out there can say that about your dental experience?? What are you waiting for? Make an appointment!
Michael Lupis
5 days ago
Fantastic experience.
Steve Stone
5 days ago
My cleaning was awesome
Ivan Serret
1 week ago
As always feature dentistry makes you feel right at home. Tini and the staff get a 5 star from me
Erin O'Brien
1 week ago
Quick and efficient! As always!
Kasia Trocha
2 weeks ago
Future of dentistry have a great , skilled and highly professional team ! I am have been over 30 years under care of that team and I highly recommend it ! I am very grateful to be a patient in this office ! Perfection !
Mark Dorn
2 weeks ago
I just got temporary bridge and it is very nice. Thank you Dr Michael.
Linda Carra
2 weeks ago
Everyone is so helpful. Dentist was wonderful.
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