Financing & Insurance – Chelmsford Office

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Chase Mcmorrow
5 days ago
the best!! such great customer care 🙂 very personable and professional. tini even showed me before and after pictures which was very helpful in knowing what’s going on. the whole team is SO nice!! thank you future of dentistry <3
Isaac Colon
2 weeks ago
Exceptional care
kayla s
1 month ago
Amazing experience!! Highly recommend this office. Went in for a cleaning and they ended up fixing my bonding for me right then and there. Tini is amazing too! Very friendly and welcoming.
John Latham
1 month ago
Place was very nice! Great staff, made the appointment very easy.
Ryan Daniels
2 months ago
I had a great experience at Future of Dentistry. The staff was very friendly and explained everything in detail. I would highly recommend. Tini was very professional and did a great job.
Jose Vidal
2 months ago
The only dentist I've ever been to that gave me a tour of the office, showed me what they planned to work on, and then showed me the direct results of what was worked on.
Jungkoo Kang
2 months ago
Exceptional Care and a Seamless Experience! I highly recommend The Future of Dentistry at Chelmsford, MA. From the very first contact, the experience was incredibly smooth and welcoming. The front desk staff made the administrative process seamless, and the initial information gathering was handled very efficiently. The office itself is new, calm, and very calming, which made my visit much more comfortable. Most importantly, Tini provides the absolute best dental care. She is wonderful, highly knowledgeable about my dental history, and truly listens to what I need. If you are looking for dental health professionals who offer top-tier care and a genuinely pleasant environment, I highly recommend this practice.
Karen Hudson
2 months ago
Very, very impressed. Have had deep pocket cleanings and two crowns - all excellent service.
Eileen Ladwig
2 months ago
Excellent first visit with Future of Dentistry! The staff were very welcoming and knowledgeable. I appreciated the thorough teeth cleaning as well as the very thorough gum health check. If you are looking for a new dental practice I highly recommend checking them out.
Marissa F
2 months ago
I’ve had nothing but positive experiences here at FOD - Chelmsford. Every member of the staff is professional, attentive, and clearly cares about their patients. The office is spotless and creates a calm, comfortable atmosphere. Highly recommend! Also, Tini is a delight and gives the best cleanings!
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Future of Dentistry’s Chelmsford office serves patients across Middlesex County and the Merrimack Valley with general and family dentistry, pediatric dentistry, same-day emergency dental care, cosmetic dentistry, porcelain dental veneers, teeth whitening, dentures, gum disease treatment, and more. With advanced technology and a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Chelmsford, Westford, and Lowell, as well as the surrounding communities of Littleton and Groton.