Financing & Insurance – Chelmsford Office

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Cleaning with Tini was the most pleasant teeth cleaning ever! I used to dread going to the dentist but the people at Future of Dentistry go out of their way to make sure you're always comfortable!
Michael Jones
2 weeks ago
Tammy Graham
1 month ago
I was very nervous to see a new dentist, but the moment I walked through the door I was greeted with a smile and an introduction. I was given a tour which has never happened at any other office. My hygienist, Jenna, explained everything to me before anything was done, and throughout my entire visit. She is truly an expert in her field and made me feel very comfortable. She was gentle and made sure i was not in any pain as I have sensitivity issues. My Doctor is fabulous!!! She made me feel less anxious and thoroughly explained my treatment plan. I did not feel rushed. I am really very impressed. I will absolutely refer my family and friends to Future of Dentistry....
Caitlin Finn
1 month ago
As a new patient, I wasn’t sure what to expect, but this office exceeded my expectations from the moment I received a scheduling call from Heather. Everyone was welcoming, friendly, and made me feel comfortable right away. A huge shout-out to Jen, my hygienist! She was amazing, kind, thorough, and somehow managed to make a dental cleaning enjoyable. She kept the conversation going, explained everything she was doing, and made the whole experience feel much more relaxed. It felt like catching up with an old friend, only with dental tools! The entire team was professional, the office was spotless, and I never felt rushed. It’s clear they genuinely care about their patients and take pride in what they do. For a first visit, I honestly couldn’t have asked for a better experience. I’m actually looking forward to coming back—which is probably the highest compliment you c
elham davoudi
1 month ago
Noah Chagnon
1 month ago
Always receive great care. From general cleaning to fillings I would recommend FOD! Tini is excellent!!
Chase Mcmorrow
2 months ago
the best!! such great customer care 🙂 very personable and professional. tini even showed me before and after pictures which was very helpful in knowing what’s going on. the whole team is SO nice!! thank you future of dentistry <3
Isaac Colon
2 months ago
Exceptional care
kayla s
3 months ago
Amazing experience!! Highly recommend this office. Went in for a cleaning and they ended up fixing my bonding for me right then and there. Tini is amazing too! Very friendly and welcoming.
John Latham
3 months ago
Place was very nice! Great staff, made the appointment very easy.
Leave A Review


Schedule Your Cleaning, Exam, X-Rays

– or –

FREE Dental Implant Consultation
(Up to $115 Value)

This field is for validation purposes and should be left unchanged.

Request an Appointment

Explore Locations
Name(Required)
Are you a current patient?(Required)
Preferred time(s) to call?
Preferred day(s) of the week for an appointment?
Preferred time(s) for an appointment?

Future of Dentistry’s Chelmsford office serves patients across Middlesex County and the Merrimack Valley with general and family dentistry, pediatric dentistry, same-day emergency dental care, cosmetic dentistry, porcelain dental veneers, teeth whitening, dentures, gum disease treatment, and more. With advanced technology and a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Chelmsford, Westford, and Lowell, as well as the surrounding communities of Littleton and Groton.

Future of Dentistry
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.