Financing & Insurance – Chelmsford Office

Do you wish to receive the best dental care but aren’t sure you can afford it? Do you or a loved one feel intimidated by the potential cost of obtaining the extraordinary, beautiful smile you’ve always wanted?

Dental Financing

At Future of Dentistry, the last thing we want is for you and your family to fret over dental-related expenses. Instead, we strive to make your dental treatments comfortable and relaxing, while you also feel at ease with our affordable dental solutions and patient financing options.

Future of Dentistry offers affordable financing through CareCredit. Click here to apply now.
Dental Insurance accepted at Future of Dentistry's Wakefield, Chelmsford, Billerica, Dracut, and North Andover locations

Your Well-Being Comes First

If you are concerned about paying for your dental treatments, please let one of our knowledgeable team members know. We will be more than happy to assist you and work with your budgetary needs.

We encourage you to contact our office today and take advantage of our flexible financing options. You and your family’s oral care are in excellent hands with us! Our advanced techniques are an investment in the vitality and appearance of your smile. Our financing options can help you attain your “smile goals.”

Payment Methods

  • We accept cash, check, credit card, or authorized payment plan.
  • We offer many patient financing solutions so you and your family can benefit from our services.
  • We accept Visa, MasterCard, American Express and Discover.
  • We accept most insurance plans. These include but are not limited to: Delta, Blue Cross Blue Shield, Aetna, Cigna, and MetLife
  • Our Membership Program is designed to assist patients who don’t have dental insurance.

Monthly payment plans: CareCredit

Patients can choose CareCredit to obtain a dental credit card for any of their dental appointments and needs. This financing company helps to make it possible to get the dental treatment you want or need.

  • We submit the application.
  • The application process is quick and easy.
  • We usually hear back in 24 hours – sometimes even during your visit.
  • You can finance up to $25,000 if approved.
  • No down payment is required.
  • You can begin treatment immediately.
  • Click the link below to apply, or ask our team for an application.

Insurance Policy

Our office insurance specialist will evaluate your particular insurance plan and work to get you the maximum reimbursement based on the benefits and limitations.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what it will pay – our input does not necessarily influence their reimbursement philosophy.

Please be aware that some or all treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or unnecessary under your insurance program.

We have five convenient locations in Wakefield (781-245-2299), Dracut (978-957-1811), Billerica (978-663-4303), North Andover (978-685-8313) and Chelmsford (978-970-2089). Please give us a call and experience the difference.
dental benefits

Over 2,500 5 Star Reviews on Google!

5 Stars on Google
Marissa F
2 days ago
I’ve had nothing but positive experiences here at FOD - Chelmsford. Every member of the staff is professional, attentive, and clearly cares about their patients. The office is spotless and creates a calm, comfortable atmosphere. Highly recommend! Also, Tini is a delight and gives the best cleanings!
I love this place. It is extremely clean; the restroom and offices are spotless. The staff is very friendly and gives you a warm welcome. I recommend this place 100%.
Maria Kazanis
1 week ago
Lovely service from Heather the secretary, excellent cleaning by Tini, the hygienist very satisfied👍
Rachelle
2 weeks ago
Dr. Tini, Joanna and Heather are great and pleasant ! They made my visit very easygoing. I would recommend 100%
We had a great experience at Future Dentistry today! The front desk staff was amazing., so welcoming and helpful and the care my daughter received was excellent. Everything felt smooth and professional from start to finish. We’ll definitely be coming back, and I’m planning to schedule appointments for myself and my husband as well. Highly recommend!
Eileen Preble
4 weeks ago
Arielle Chambers
4 weeks ago
I was very nervous to get back in the dentist's chair, but this office was extremely welcoming and friendly! Heather at the front desk was very helpful and made me feel comfortable! Tini did an amazing job cleaning my teeth. She took her time and ensured I was informed throughout the whole process. I will be back for my next cleaning and any future dentistry work! Thank you Future of Dentistry!
Dan Grainger
1 month ago
Wonderful overall experience!
Paul Andrade
1 month ago
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Future of Dentistry’s Chelmsford office serves patients across Middlesex County and the Merrimack Valley with general and family dentistry, pediatric dentistry, same-day emergency dental care, cosmetic dentistry, porcelain dental veneers, teeth whitening, dentures, gum disease treatment, and more. With advanced technology and a comfortable, modern office, we’re a one-stop shop for all your dental needs, serving patients in Chelmsford, Westford, and Lowell, as well as the surrounding communities of Littleton and Groton.